Banking Wale

Free Debit & Credit Card

Upto 10x Reward points on every purchase

Accessible via mobile app and internet banking

Pay your bills & Recharge

OPEN ZERO(0) BALANCE ACCOUNT

Get Kotak 811 Zero Balance account in a few minutes, right from your home. Open 811 Zero balance digital savings account Apply for a lifetime free #DreamDifferent Credit Card today.

811 Digital Savings Account is for Everyone

Are you looking to open a new zero balance account online? Now, open a digital savings account using Aadhaar Card, PAN Card along with other details.
Kotak 811 is a digital zero balance savings account that can be opened online by everyone (Resident Indian individuals only).
Kotak 811 Digital Savings Account lets you apply for zero balance savings account or an 811 Edge Digital savings account based on your needs, which acts as a one-stop solution for all your financial needs and day to-day transactions.
Apply for Kotak 811 Zero Balance Savings account and grow your money by booking Fixed Deposit of minimum ₹10,000. The digital savings account also lets you transfer funds, pay bills and do more easily.

WORKING & ACTIVE SAVINGS ACCOUNT IN JUST 3 STEPS!

AADHAAR & PAN

Provide your Aadhaar & PAN details

CHOOSE A VARIANT

Select a variant applicable for you

PERSONAL DETAILS

Lastly, update your personal information

YOU ARE ALL SET!

Benefits of 811 Zero Balance Savings Account with Unlimited Features

  • Minimum Balance: As it is a zero balance saving account, there are no charges or fine on non-maintenance of minimum balance. Now, spend your balance to the last rupee without any worry.
  • Virtual Debit Card: Get a Virtual Debit Card instantly for online shopping
  • Transfer Money: Transfer money online for free and with ease from your 811 digital savings account.
  • New Age Banking: Find all your banking solutions in one single touch. Get 180 + features that let you carry out your banking transactions, pay bills, invest, shop and do much more with just a few taps. The app is secure with two-factor authentication and has an easy interface.
  • Open digital account online without any restrictions: Complete your verification through Video KYC and open a digital savings account without any restrictions.
  • 811 #DreamDifferent Credit Card: Apply for Zero Balance Account and you can apply for 811 #DreamDifferent Credit Card without paperwork or joining & annual Fee. Get 2X reward points on online spends!